I build retirement plans around five foundations. Most advisors only cover one or two. Here's how I think about it.
Most people have had one or two of these conversations. Almost nobody has had all five at once, applied to their specific situation. Click each one.
Select a foundation to see what questions it answers for your specific situation.
Foundation 01
Will the money last as long as you do? We run your plan through 500 simulated market futures, including sequences that look like 1929 and 2008, to find exactly where it breaks and what fixes it before it matters.
Foundation 02
Not just returns. Risk-adjusted returns that match where you actually are in life. The right allocation for someone three years from retirement is completely different from the right allocation for someone who retired three years ago.
Foundation 03
At most asset levels, taxes are the single largest expense in retirement. Withdrawal sequencing, Roth conversions, Medicare surcharges, the RMD time bomb. Most people have never had this mapped year by year. Every client gets it.
Foundation 04
What you've built should go where you want it to go. To the people you choose. Not to the IRS by default. And the next generation should understand what they're inheriting well enough to be good stewards of it.
Foundation 05
One uncovered event can undo decades of disciplined saving. Long-term care. Liability exposure. The healthcare gap before Medicare. The income cliff when one spouse dies. Planning for these now costs a fraction of what they cost unplanned.
Your numbers. All five foundations. Thirty minutes. That's where we start.
No sales pitch. No pressure. Just your numbers and an honest conversation about where the gaps are.
If you've been looking for an advisor with a real process and a real point of view, I'd like to meet you. A first call runs 30 minutes, costs nothing, and has exactly zero pressure.
